Brent Dickerson

CERTIFIED FINANCIAL PLANNERTM | ENROLLED AGENT

Over Coffee Financial, LLC

Gain Confidence in Your Financial Future

100% Independent | Registered Investment Advisor | Fiduciary

ABOUT

My name is Brent Dickerson. I am a CERTIFIED FINANCIAL PLANNERTM professional, Enrolled Agent, and founder of Over Coffee Financial. I help motivated individuals, and families, get serious about achieving their future financial goals by providing comprehensive financial planning, scientifically based investment management, and effective tax preparation and advice. I am a fiduciary financial advisor in Cleveland. With offices in Rocky River, and from my home in Painesville, I meet with clients all over northeast Ohio. I also work virtually all over the world.

I love to help people see the big picture of their financial future, and we will work together to set goals and develop a roadmap for success.

With regular check-ins and reviews, the financial planning process can help make an uncertain future much clearer for you to move forward with confidence.

Get to Know Me

OVER COFFEE FINANCIAL

COMPREHENSIVE FINANCIAL PLANNING

SCIENTIFICALLY-BASED INVESTMENT MANAGEMENT

TAX PREPARATION, REPRESENTATION + ADVICE

I want to keep financial planning simple. It doesn't have to be complicated with lots of tactics and schemes to reach goals - the science shows us that.

Simple doesn't mean easy, however, and the financial planning process can be a lot like marriage. You have to continually work at it to get the best results.

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Over Coffee Financial started as Trinity Wealth Management in Texas, in 2014. We underwent a major change in name and branding in 2018 after arriving in Ohio.

I felt that the name, Trinity Wealth Management, didn't quite define the clients with whom I wanted to work. While the name captured my Christian faith, and my desire to provide charitable planning, it didn't quite capture the comfortable, informal, and relaxed environment I want for my clients. So, everything changed.

I want serious but fun-loving. Your financial goals are a serious matter, but we don't have to live in a button-downed, suit-and-tie world to engage in a thoughtful matter. It's not the clothes, its the results.

PRICING

Fee Type 1

Monthly Fee, plus a low percentage of assets under management

The monthly financial planning fee under this schedule is based on household gross income and is designed for households earning more than $100,000 per year. The monthly fee ranges from $125 up to $2,000.

The investment management fee under this schedule is based on assets under management. With no minimums, the fee ranges from 0.35% to 0.70% of managed assets per year.

Fee Type 2

Monthly Fee, plus a low percentage of assets under management designed specifically for our Young Saver Clients aged 25 to 36

The monthly financial planning fee under this schedule is based on household gross income and is designed for households earning up to $100,000 per year. The monthly fee is $50.

The investment management fee under this schedule is based on assets under management. With no minimums, the fee ranges from 0.35% to 0.70% of managed assets per year.

Fee Type 3

Lump-Sum Fee, plus a percentage of assets under management

The lump-sum financial planning fee under this schedule is designed based on complexity of the financial plan and is charged in two installments - once to begin the plan, and another upon completion. This fee can range from $2,500 to $25,000.

The investment management fee under this schedule is based on assets under management. With no minimums, the fee is 0.95% of managed assets per year.

Tax Preparation + Representation

Tax Preparation and representation is offered a la carte to advisory clients and non-advisory clients. Tax fees start at $90 for preparation and a minimum of $500 for representation before the IRS.

Learn More about our Solutions

THOSE WE HELP

I want to work with anyone who feels apprehensive and uncertain of their financial future. With that said, my expertise helps the following clients best:

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PROFESSIONALS

Your 20s and 30s may have been spent in school or building a profession; too little income meant little saving. Now, in your 40s and 50s, things are different and you're ready to get on track.

Gen-X Professionals

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PRE-RETIREES

Your retirement is getting close enough to touch it, but wondering if you were diligent enough in your savings to provide for the lifestyle you desire after retirement.

Getting Serious

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LEGACY BUILDERS

You're in retirement, your kids are grown with young children of their own. You've saved your entire life and now you want to leave them a better world.