DAVE RAMSEY SMARTVESTOR PRO

As a SmartVestor Pro, I've been carefully screened by Dave's team as someone dedicated to helping you achieve your financial goals. This means that I adhere to their code of conduct and follow their standards for clients following his successful money programs. 

In part, this means that I affirm that eliminating debt and investing for the long-term is the ideal way to build wealth and prepare for retirement. Furthermore, It is recommended that you have a reasonable emergency fund before starting any investment program for retirement that may make it more difficult to access cash if you need it quickly - in other words, non-liquid investments, such as in an annuity or even an IRA. 

As a financial advisor, and not a broker or agent, I offer services wholly as an advisor and asset manager. This means I do not take commissions for sales of products and am only paid by my clients. This further means that I have eliminated the conflict of interest that is associated with commissioned sales of products. Removing that conflict allows me to put your interest first, always. 

If you become a client through Dave's referral program, it surely means that you have been through his program and have made it to at least Baby Step 3 and on your way to number 4, or 5, 6, or even 7. This means that you are probably just starting out with your investing and don't have a lot invested at the moment. Not to worry. I don't require a minimum amount of assets, so you can come on board with $0! We will, however, set up a systematic investment plan, so we can get you going right away. As a financial planner, and not just an investment manager, I do anticipate that all of my clients, regardless of how the become clients, will create a personal financial plan. This may not be right away, but a plan is always recommended because how do you know how to get where you want to go if you don't where you are going?

As for our fees, anyone referred to us by Dave Ramsey's SmartVestor program will pay the same fee as found under Fee Type 1 with the option to waive the monthly financial planning fee until such time as you are ready to engage that service. In short, this means that you will pay an investment management fee from 0.35% to 0.70% per year on the assets under management. 

Dave Ramsey SmartVestor Pro

Rocky River | Cleveland | Painesville

19300 Detroit Rd, Suite 204

Rocky River, OH 44116

1918 Spruce Ln

Painesville, OH 44077

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