SMARTVESTOR FEES

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If you are referred to OCF through Dave Ramsey's SmartVestor program and you are simply looking for a fiduciary to help you save and invest, our fees are simple. Whether you are just starting out or have a hundred thousand dollars to invest and don't want comprehensive financial planning, your fee is:

  • $300 flat fee per year + $25 for additional accounts, and 

  • 0.25% per year* ($2.50 per $1,000 per year) of Assets under Management.

What's Included:

  • One Individual account of any type, or One Joint account of any type

    • Additional account fee of $25 per account of any type​

  • Professionally managed portfolio of diversified mutual funds​

    • Scientific-based funds by Dimensional Fund Advisors (DFA)​

    • Designed for appropriate portfolio allocation and location to suit your specific level of risk and investment need

    • Rebalanced to maintain your initial portfolio allocation

  • Fee-based, fiduciary financial advice​

    • No commissioned sales of investment products, annuities, life insurance, etc.​

    • No-load, low-cost, and tax-efficient mutual funds

  • Annual review meeting

    • Additional meetings and contact with you, as needed​

* Custodian of funds may charge an additional annual platform fee of 0.25% of assets under management.